# Find the gaps in one live bonus before an examiner does.

Send us the public terms of one published offer. We rebuild it in Ankasum and send back a report of gaps and wording that can be read two ways.

[Get a free offer-terms review](https://forms.zohopublic.ca/admindeva1/form/ContactDevanka/formperma/DHaxUACRr9TjQJwjpxHow-b2y3a1ok-O5duuGDrvY9E)

Free. No customer data. Or [email the terms](mailto:hello@devankahq.com?subject=Offer-terms%20review).

Offer-terms review / **Published terms**4 findings

Open a new checking account between March 1 and May 31, 2027 and receive $2,000 or more in direct deposits within 90 days of opening to earn a $300 bonus.

**Can be read two ways**Is day 1 the opening day or the day after?

**Missing limit**No early-end clause: no upper bound on cost.

**Missing limit**No per-person limit.

**Required disclosure**Doesn't say when the $300 is credited.

## What you send, what you get.

### You send

The public terms of one published offer: the web page, disclosure or PDF your customers or members see.

### You get

The offer's plain-English readback and a report of wording that can be read two ways, missing limits, missing bonus-advertising terms for your charter and the worst-case cost.

### It needs

No customer or member data, no system access and no IT time. We sign your NDA first if you want one.

## A sample report.

Built from the Spring checking bonus terms as they read before review. Illustrative, not a real institution's offer.

Offer-terms review / **Spring checking bonus**Sample

| Finding | What the terms say, and the fix |
|----|----|
| Can be read two ways | "Within 90 days of opening" doesn't say whether day 1 is the opening day. Fix: "Day 1 is the day after the account opens." |
| Missing limit | No early-end clause, though the $450,000 budget covers 1,500 enrollments at $300. Fix: "Enrollment closes after 1,500 enrollments, which may be before May 31." |
| Missing limit | No per-person limit: one person with two accounts could earn $600. Fix: "One bonus per customer or member." |
| Required disclosure | Bonus advertising rules (12 CFR 1030.8 for banks, 707.8 for credit unions) require a bonus ad to say when the bonus is credited. These terms don't. Fix: "The $300 is credited within 30 days of qualifying." |
| Worst-case cost | $450,000 (1,500 × $300) once enrollment stops at 1,500. Without the fixes, no upper bound. |

## Send us one offer's terms.

A person reads every request, and a founder replies.

[Get a free offer-terms review](https://forms.zohopublic.ca/admindeva1/form/ContactDevanka/formperma/DHaxUACRr9TjQJwjpxHow-b2y3a1ok-O5duuGDrvY9E)

Free. No customer data.

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Source: https://ankasum.com/review/  
Updated: 2026-11-12